Captions : Somewhere, over the rainbow, Way up tall, There’s a land where they’ve never heard of cholesterol. Allan Sherman

Captions : The invention of the micro-loan was a big surprise to me. Who would have guessed loans of less than $20 made to poor people in undeveloped countries could create thriving local economies? And, even more surprisingly, that they more reliably pay off their debts than the wealthy of the world. Joel A. Barker