Captions : If a division becomes insolvent, the credit markets’ reaction to that is immediate – regardless of what period of time you think you have to remedy. Walker Stapleton

Captions : A beginner must look on himself as one setting out to make a garden for his Lord’s pleasure, on most unfruitful soil which abounds in weeds. His Majesty roots up the weeds and will put in good plants instead. Let us reckon that this is already done when the soul decides to practice prayer and has begun to do so. Saint Teresa of Avila